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Automotive
Dalton Timmis helps companies effectively address risks unique to their industry, as well as general business risks, including Business Interruption, Joint Ventures / Foreign Investment, Product Liability and Recall and Directors and Officers Liability. Our programs include:
- Tailored coverage for automotive suppliers and wholesalers
- Dealerships, Motorcycle Dealerships and Repair Shops
Education
We can help institutions develop integrated and sustainable risk awareness into their operations through our risk management approach. We work with colleges, universities and private schools to assess their strategic, operational and hazard exposures.
Construction
Dalton Timmis offers solutions to meet the special challenges of the construction industry, serving clients ranging from architects and engineers, contractors and construction material manufacturers, to designers, builders and other construction-related firms.
Our experts understand the day-to-day operations of firms in the industry. Our services include:
- Project management
- Contract analysis
- Claims management
- Risk financing
Environmental
Dalton Timmis assists clients with a wide range of environmental products, including:
- Pollution Legal Liability
- Pollution Errors & Omissions
- Environmental Remediation Insurance & Property Transfer
- Brownfield Insurance
- Underground Storage Tanks
- Contractors Pollution Liability
- Asbestos & Lead Abatement Liability
- Environmental & General Liability
Sports
We serve professional and amateur sports teams and leagues, stadiums and arenas, sporting events, race tracks, golf courses, amusement parks, Olympic events and ski resorts, by negotiating cost-effective, custom-made insurance programs tailored to meet the needs of your company or organization.
Marine
We are experts in the following areas; Cargo, Hull and Marine Liability, offering customized products for commercial marine customers, including international and domestic cargo, hull and marine liability, as well as freight forwarders and motor truck operators.
Realty
Our Realty insurance product delivers all-in-one protection packages designed especially for businesses like yours, providing you with the peace of mind you need by delivering comprehensive protection for your physical assets, business income, liability exposures and employees.
Printers
Our Printers policy is tailored to meet the distinctive needs of today’s mid-size printers and will help you protect the huge investment you have in equipment as well as your buildings and other business property.
Retail
We specialize in addressing the risk and insurance needs of retailers and wholesalers. Our approach includes a thorough assessment of client risks and solutions tailored to meet clients’ specific needs.
Public Entities
Dalton Timmis provides risk management and insurance services to public entities. We work closely with insurers that specialize in public entity risks to develop tailored solutions to meet the specific needs of these clients.
Life Sciences
We provide solutions for organizations in the biotechnology, pharmaceutical and contract research fields. Our team works with clients to develop and implement risk management plans tailored to an organization’s goals, including:
- Risk-transfer programs and
- Clinical trials liability
Financial Institutions
We work with clients to provide effective risk mitigation strategies that can help with industry challenges. We offer an array of consultative and risk transfer services for firms with a wide range of areas, including:
- Investment & Security Brokers
- Investment Advisors / Asset Managers
- Credit Unions
- Other financial institutions
Technology & Telecommunications
We are experts in creating customized solutions for the risks facing a range of technology and telecommunication firms, including:
- Software, hardware and related companies
- Internet and new media
- Data networking
- Equipment manufacturers
- Wireless service providers
Healthcare
We provide comprehensive risk management, human resources and benefit services for every type of business affiliated with the healthcare industry, which includes physicians, clinics, hospitals, long-term care facilities, blood banks and managed care organizations.
Construction Services
Our experience with construction-related risk management services, insurance, surety bonding and alternative risk management strategies, deliver effective risk solutions to construction businesses and industry suppliers, large and small.
For contractors, project owners, developers and suppliers, we are leaders in contractor, homebuilding, commercial insurance products, surety bonding, owner and contractor wrap-up programs and risk management services.
Commercial Auto
We offer a wide range of coverages to meet your business’s auto insurance needs – for one or more automobiles used in your business.
We provide comprehensive, cost-effective insurance programs for owners or managers of fleets, whether they are used for commercial, business or public transportation purposes.
For garages, dealerships and more
Businesses that need what’s generally referred to as “garage insurance,” include new and used automobile dealerships, repair garages, body shops, specialty shops, service stations, gas bars, car washes, and parking garages or lots. In other words, if your business has customers’ automobiles in your care and control, you are a candidate for garage insurance. It protects you against loss or damage to any person or property of others as a result of negligence, through the use or operation of any automobile you own, or a customer’s automobile.
Individually Rated Commercial Automobiles (IRCA)
This plan is for automobiles used for commercial/business purposes rather than personal use. They are rated based on the vehicle’s own driving record, claims history, coverage, limits and deductibles.
RISK TYPES
Our Products
Farm Insurance – we can offer you the best available coverage for your farm property, including:
- Barns
- Implement sheds
- Self-propelled equipment
- Miscellaneous equipment
- Livestock
- Produce
- Farmers’ liability
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