For Fleets of 5 or more with 3 years experience

Limousine Insurance

Whether you’re carrying VIPs and business executives or helping mark special occasions for individuals, couples and groups, your clients expect the best from your limousine or bus service. If you’re in an accident or if things go wrong, expect to face the full force — and cost — of the unfortunate circumstances and your client’s frustration and disappointment.

Meet those financial burdens and business setbacks with a solid and reliable limousine and bus insurance program from NFP, the commercial insurance experts in Ancaster, Burlington and Calgary and covering the rest of Ontario and Alberta.

Backed by 80 years of dependable service, our limo & bus insurance program could save you money and provide broader coverage, helping you keep your mind on your business — and on the road ahead.

NFP can provide comprehensive limousine fleet insurance, with great discounts for multiple policies, safe driving records, secure garaging, anti-theft equipment and, if you want them, higher level deductibles.

Limo Insurance Options

Our limo insurance program highlights include:

  • Third Party Liability: Protection against third party claims for loss of life, bodily injury, and property damage.
  • Passenger Hazard: Liability coverage in the event that a passenger or anyone occupying a company car is injured in an accident.
  • Loss Prevention: Our in-house prevention team can help your company with risk management solutions if the need arises.
  • Packaged Policy: We can protect you from claims stemming from bodily injury, personal injury, property damage and damage to owned property caused by a comprehensive list of perils found in the broadest ‘all risks’ policy.

We cover all vehicle makes and models including classic autos, used in your limousine service, and other forms of specialist, high-end passenger transport.

We pride ourselves on working with each client individually, assisting in area’s such as loss control, driver training and vehicle maintenance scheduling. If you need to discuss or report a claim, our in-house claims counselors will help guide you through the process.

Have a question about loss control? Be sure to contact one of our experts to get the answers you need.

Thinking of Heading Into The United States

If crossing over the boarder, Limosines carrying over 10 passengers require USDOT authority.  Whether jumping over to go to the airport, or taking a group to a football game, doing so without proper US DOT authority can now cost your company financial penalties.

Have a question on how traveling to the United States will affect your insurance policy? Be sure to check out our research center for more details, or feel free to contact an expert at NFP today.

Beyond Limousine Insurance

In addition to our limousine insurance program, we can also provide broad-based business owners’ insurance, property insurance, business disruption and specialist protection if, for example, you run your own repair shop.

Even if you already have limousine insurance, you should talk to us about how we might be able to save you money and improve your protection.

For a fast and simple, no obligation quote, complete the Free Quote Request form on this page.  There is no obligation and you could find yourself, and your company finding new ways to save money and keep the optimal coverage for your business.

If you’re in the limo business, you already know that time is money. Let us show you have you can save on both. Complete the form now.



We offer more than just a policy

See what we can do for you today